See If You Qualify For
Vehicle & Equipment Finance

Asset finance is available to Australian businesses of all sizes, from sole traders and partnerships through to established companies. As a general guide you’ll need an active ABN, and lenders will consider factors such as your trading history, turnover, and credit profile when assessing your application.

Asset finance can be used to purchase commercial vehicles such as cars, utes, vans, and trucks, as well as business equipment and machinery. Whether the asset is new or used, it’s designed to help you acquire what your business needs without paying the full cost upfront.

The amount you can borrow depends on the asset you’re financing, your business’s financial position, and your ability to make repayments. Lenders typically look at your turnover, trading history, and credit profile, and our partners can help match you with a loan amount that suits your budget.

Approval times can vary between lenders, but many asset finance applications are reviewed within a few business days. Once your documents are provided and approved, funds can often be available quickly so you can purchase your vehicle or equipment without long delays.

Yes, you can still apply. Some lenders offer flexible options for newer businesses or applicants with less-than-perfect credit. Approval often depends on your current cash flow and the asset being financed rather than past credit history alone, so it’s still worth checking your eligibility.